Non-QM Underwriter in Portland, OR from GPAC, US

We looking to add an experienced Mortgage Underwriter to their team on a full-time basis, Remote. They are seeking someone who is highly motivated, analytical, a team-player, and someone who wants to grow in their career in mortgage underwriting. Qualities of the successful candidate include:

• 3+ years of underwriting experience
• Knowledge of FANNIE / FREDDIE / FHA is a must
• Wholesale / Correspondent experience is preferred
• Non-QM and VA experience are preferred

Summary of Role and Responsibilities

• Reviews all items and conditions provided by borrowers and ensures they meet the required guidelines by utilizing internal and external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as Desktop Underwriter (DU)
• Ensures that Company operating standards are met for underwriting and compliance by utilizing internal and external (e.g., agency) policies and procedures
• Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State, and investor requirements are met and upheld
• Monitors property appraisal process to ensure the value of a property is accurately presented
• Analyzes documentation such as credit, income, assets, and appraisals to make sound underwriting decisions based on this analysis by using an internal checklist
• Analyzes loan applications to identify any risk issues and/or potential misrepresentation
• Reviews documentation and ensures documents are properly classified and organized
• Makes quality underwriting decisions while maintaining Company turn-time expectations
• Reviews and clears conditions on all loans to ensure a complete loan package prior to closing
• Have the ability to rework loans to new terms, and identify additional conditions as needed
• Must be able to provide quick and accurate answers on multiple loan project guidelines
• Engages specific strategies (e.g., determines appropriate individuals to resolve escalated customer issues, etc.) to resolve customer questions and concerns
• Continually reviews underwriting environment, and suggests improvement opportunities to management
• Acts as a recognized subject matter expert within the Company and partners with management on underwriting-related issues by providing analytical support, and counseling advice for their functional areas

To be considered, please apply with a resume. If you have any other questions or wish to discuss any other mortgage lending positions, reach out to Dennis DeNeui with gpac at [ Link Removed ] .

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States for the past 30 years. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.